Leadership

CreditRiskMonitor®'s leadership team has deep experience in the finance, investment and information worlds, combining large public company backgrounds with entrepreneurial expertise and a dedication to customer service. Click on a team member photo to learn more.

Jerry Flum

JERRY FLUM

CEO and Chairman of the Board
Jerry Flum

JERRY FLUM

CEO and Chairman of the Board

Jerry Flum is a former hedge fund manager and lawyer. He has been Chief Executive Officer and Chairman of the Board of Directors of CreditRiskMonitor since 1999. Before CreditRiskMonitor, Jerry held a series of investment leadership roles, including as an institutional security analyst, research and sales partner at an investment firm and founder and general partner of a private investment pool.

Before entering the investment business, Jerry practiced law, helped manage a U.S. congressional campaign and served as a legal and legislative aide to a U.S. Congressman. He has been a guest lecturer at the Massachusetts Institute of Technology/Sloan School of Management Lab for Financial Engineering. He served in the USMCR and holds a BS in Business Administration from Babson College and a JD degree from Georgetown University Law School.

Larry Fensterstock

LARRY FENSTERSTOCK

Chief Financial Officer
Larry Fensterstock

LARRY FENSTERSTOCK

Chief Financial Officer

Larry Fensterstock was elected Chief Financial Officer in 1999 upon the company’s acquisition of Market Guide’s credit information services division. He joined Market Guide in September 1996 to help create its credit information services division. From 1993 to 1996, Larry was with Information Clearinghouse Incorporated ("ICI") and was closely involved in the formation of its credit reporting service. In addition to being responsible for the publication of the various facets of this credit reporting service, he was chief operating and financial officer of ICI.

From 1989 through 1992, Larry was Vice President-Controller, Treasurer and Corporate Secretary for a private entity formed to acquire Litton Industries’ office products operations in a leveraged buyout. He spent more than 2 years acting as de facto chief financial officer.

Larry is a certified public accountant who began his career in 1973 with Arthur Andersen LLP. He holds an MBA from The University of Chicago Business School and a BA in economics from Queens College.

Michael Broos

MICHAEL BROOS

Chief Technology Officer
Michael Broos

MICHAEL BROOS

Chief Technology Officer

Michael Broos has been Chief Technology Officer since December 2001. He has more than 40 years of experience leading technology teams in the development and implementation of software applications for the Internet, Windows, DOS, and mainframes.

Before joining the Company, Mr. Broos was Senior Vice President of Technology for About.com; Chief Technology Officer of Fan2Fan.com; Chief Technology Officer of AKA.com; Vice President of Internet Solutions for Inventure.com; and Vice President of Software Development for Dun & Bradstreet for eight years.

Prior to joining Dun & Bradstreet in 1990, Mr. Broos was an independent consultant and entrepreneur for 10 years, during which time he co-founded several software companies, including Infocom (the creators of Zork). Mr. Broos began his career with a ten-year stint on the academic computer research staff of the M.I.T. Laboratory of Computer Science, where he developed interactive, graphical and email-based applications for the ARPANET (the precursor of today’s Internet).

PETER ROMA

Senior Vice President of Sales and Service

PETER ROMA

Senior Vice President of Sales and Service

Peter Roma joined the Company in October 2004 as an Account Executive. In 2010, he was promoted to Vice President of Sales where he was tasked with implementing firm wide the sales process he had developed while an Account Executive. In August 2017, he was promoted to the newly formed position of Senior Vice President of Sales and Service, and is now responsible for both new sales growth and the servicing of our current subscriber base.

Mr. Roma has more than 35 years of sales experience. He started with Metropolitan Insurance Company but spent most of his career in financial services working for Shearson Lehman Bros., Inc. and then Merrill, Lynch, Pierce, Fenner & Smith where he was a Vice President-Private Client.

KIRK ELLIS

Senior Vice President, Quality Assurance

KIRK ELLIS

Senior Vice President, Quality Assurance

Kirk Ellis became Senior Vice President of Quality Assurance at CreditRiskMonitor in 2019 after previously serving as Vice President; he has led the QA department since 2008. Kirk guides a team of more than 30 data and financial analysts who ensure the data quality and integrity of our information and scores, including benchmarking the ongoing accuracy of our proprietary FRISK® Score.

Kirk has more than 20 years experience in information services, focused on financial data collection, quality and research. He joined CreditRiskMonitor in 2005 as a research analyst and has held a series of progressively responsible data leadership roles. Before coming to CreditRiskMonitor, Kirk managed data and analytics teams at Citigate Financial Intelligence and at Thomson Financial Research.

Kirk holds a BA in Economics from the State University of New York at Purchase.

Chris Chach

CHRIS CHACH

Vice President, Client Services
Chris Chach

CHRIS CHACH

Vice President, Client Services

Joining the CreditRiskMonitor executive staff in 2017, Chris has served the company since 2012, rising up from an Account Manager role to his current position as VP of Client Services.

Chris heads a team of more than 15 account managers and works tirelessly across departments to build the synergy necessary to improve client care – an attitude born out of spending half his life in retail and telecommunication customer service. His ethos is tailored, proactive dedication for each account, based on the experience and knowledge that no two clients use the CreditRiskMonitor service the same way. From 2013 to 2017, Chris led the charge in growing the Trade department, greatly increasing client retention and sales in the process. 

Chris earned his B.A. in Sociology from Binghamton University.

Michael Flum

MICHAEL FLUM

Vice President, Operations & Alternative Data
Michael Flum

MICHAEL FLUM

Vice President, Operations & Alternative Data

Michael I. Flum joined the Company on a part-time basis in June 2018 as Vice President of Operations & Alternative Data, while attending Columbia Business School, and became a full-time employee in June 2019 after graduation. He is responsible for operational strategy and implementation to leverage existing human capital through technology and efficient work processes as well as the Alternative Data revenue line. Prior to joining CreditRiskMonitor, Mr. Flum served as Vice President of Operations at Gullett & Associates, Inc., a Houston-based midstream oil & gas survey and drafting services firm from 2016-2017. Mr. Flum held various engineering and project management roles at Enterprise Products Partners, a Houston-based oil & gas pipeline owner/operator from 2009 to 2016. Over his time in the oil & gas sector, Mr. Flum successfully completed pipeline and plant projects totaling over $1.3 billion dollars. He was also able to install processes which streamline service offerings and unify customer experience across teams. Mr. Flum received a BS in Mechanical Engineering and a BA in Religious Studies from Rice University. He received his MBA from Columbia Business School in May 2019.

Michael Clark, SVP, Information Technology

MICHAEL CLARK

Senior Vice President, Information Technology
Michael Clark, SVP, Information Technology

MICHAEL CLARK

Senior Vice President, Information Technology

Michael Clark was promoted to Senior Vice President of Information Technology in August 2018 and is now responsible for all aspects of technology. Previously, he had been Vice President of Software Development since May 2002. Mr. Clark brings more than 30 years of software design and development experience. Prior to joining the Company, from 1997-2001, Mr. Clark was Director of Software Development for The Technology Group, creating early web-based smart-document and legal expert systems. From 1988 to 1996 he helped develop the award-winning word processing system Nota Bene, enabling multi-lingual document editing in Windows and MS-DOS systems.

Mr. Clark has a B.A. in Computational Mathematics from the University of Buffalo.